Defensive Investing

 A low-volatility approach to building and preserving your wealth

In sports, a good offense is always exiting to watch, but, more often than not, it is a great defense that wins championships!  The same applies to investing. 

In order to prevail you need a solid offense to generate positive returns, but you also need a great defense to keep them.

I specialize in Defensive Investing, a term I coined to describe my investment management philosophy and approach as a way of balancing risk and return.

"It's not only what you make, it's what you keep, that counts."

My investment philosophy is based on the fundamental belief that your long-term success and your ultimate financial security depends not only on how much you make during market advances, but more importantly, on how much you keep during market declines.  

Please click on The Three Biggest Mistakes Investors Make to read a more detailed explanation for this view.

An "All-Weather" Approach

The goal of Defensive Investing is to provide an investment approach that performs well in all market environments, whether the markets are up, down or sideways.  The focus is on both growing and protecting your wealth, with special emphasis on capital preservation in challenging market environments. 

The objectives are to avoid large losses, reduce volatility, deliver competitive return, and take the emotion out of investing, so that you can stay committed to your long-term investment plan and achieve the results you need.

These objectives are accomplished by using professional money managers who employ a flexible approach to asset allocation and managing risk, which allows them to respond to changing market conditions by adjusting portfolio allocations to take advantage of global investment opportunities that are presented and to reduce risk in times of hightened market volatility.

This "all-weather" approach provides investors a distinct advantage in navigating the uncertainties and global opportunities in today's rapidly changing financial markets.

As Charles Darwin said:

 “It is not the strongest of the species that survives, nor the most intelligent. 
 It is the one that is most adaptable to change.”

I welcome your comments and inquiries.

“Helping you Build, Protect and Sustain the Lifestyle you Want”

The opinions expressed in this material are for general information purposes only and are not intended to provide specific advice or recommendations for an individual.

Copyright © 2010 Jeffrey M. Stark, CFP®